Payment Options

Does Medicare cover you? For your convenience, Medicare is one of our in-network providers.

Please call our office at 732-853-4560 to confirm other insurance plans.

We also offer a private pay plan if you do not have health insurance or have exhausted your benefits.

Request an appointment today for additional information about our service rates and payment options!

Prioritizing Patient Needs: Cash-Based Physical Therapy at Bens Total Wellness Therapy

Cash-based physical therapy is a model of service in which physical therapists accept direct payment from patients instead of relying on insurance reimbursement.

At Bens Total Wellness Therapy, we have implemented this model for the following reasons:

  • Improved Patient-Therapist Relationship: By eliminating the insurance company arbitrarily stopping your rehabilitation or making the process unnecessarily complicated, the therapist and patient can focus on what matters most, your results!
  • Control Over Services: It allows physical therapists to determine the type and frequency of treatment based on patient needs rather than what an insurance company is willing to cover. It gives the therapist more freedom to provide the best possible care.
  • Simpler Billing: The billing process is greatly simplified without insurance companies in the mix. Therapists can spend less time dealing with paperwork, claims submissions, and follow-ups and more time helping you get the results you deserve!
  • Price Transparency: In a cash-based model, patients know upfront the cost of their treatment. This can lead to fewer surprises and better financial planning for patients.
  • Lower Overall Costs: Because treatment costs aren’t inflated to meet insurance reimbursement rates, the actual cost of services is often lower in a cash-based model. Research has shown that cash-based physical therapy typically requires fewer visits than traditional insurance-based models, resulting in less cost to the patient.

However, it’s important to remember that this model isn’t without drawbacks. For example, some patients may prefer to utilize their insurance coverage for such services if available, which is why we also provide that service.

As with any healthcare decision, it’s essential for patients to carefully consider their needs, finances, and insurance coverage when deciding between insurance-based and cash-based physical therapy.

Call 732-853-4560 today to learn more about our payment options!

Enjoy Direct Access and One-on-One Care

At Bens Total Wellness Therapy, we believe in the power of choice and flexibility when it comes to your health. Direct Access is an avenue that empowers you, the patient, to take charge of your care and make decisions that align with your unique needs and goals.

But what exactly is Direct Access?

Direct Access is a policy that allows patients to see a physical therapist without a physician’s referral. This means you can start your journey to wellness sooner and often with fewer visits. This approach saves you time and alleviates financial burdens associated with long-term care.

One of the prime benefits of Direct Access is that it eliminates the need for insurance authorization. This is particularly advantageous for our cash-based practice at Bens Total Wellness Therapy. Here, you have the flexibility to choose your treatment plan without the constraints of insurance company mandates. You decide what you want and who you want help from – it’s healthcare on your terms!

Another cornerstone of our practice is one-on-one care. Every cash-based session at Bens Total Wellness Therapy is designed around your unique needs, ensuring you get our undivided attention. This approach helps us to focus on your specific goals and monitor your progress closely, resulting in more effective treatment and faster recovery.

Contact us today to explore our cash-based options and individualized treatments tailored to your unique needs!